1. Interest calculation yearly compound.

2. Defaulters will be charges at the rate of 2 % per month per installment.

3. The amount on maturity will be paid after one month of the last    installment has been paid or the date of payment whichever is later.

4. The facility of loan against deposits is not available

5. On receipt of all the due installments of irregular account, it will come under the category of regular account. Even if one installment is due, the account will be considered irregular.